Wagmo
Wagmo is a pet insurance brand. We have not read its rate filings yet. Below: who underwrites it, who runs it and where it is sold.
Notes
Sells both wellness (not insurance) and accident & illness insurance. Corrected current underwriter from wagmo.io/updates (checked 2026-10-15): 'Your new Wagmo Insurance Plan will be underwritten by Independence American Insurance Company (IAIC) ... administered by PTZ Insurance Agency, Ltd. Policies in New York and Washington will be underwritten by United States Fire Insurance Company'; members opt in and the new plan starts the day after the current policy ends. Sample policy pages: TX issued by IAIC, NY by United States Fire. National Specialty / Boost for the earlier program: no primary source found (checked: wagmo.io, /pet-insurance, /terms, Wayback captures of /pet-insurance 2025-12-11, 2026-05-17, 2026-07-11; NJ DOBI lists 'National Specialty Insurance Company | Boost' without naming Wagmo).
Other brands of Independence American Insurance Company
- Pets Best
- Pumpkin
- Spot
- ASPCA
- Figo
- Hartville Pet Insurance
- PetPartners
- AKC Pet Insurance
- Costco Pet Insurance (Figo)
- Sam's Club (Spot)
- Farmers (Pets Best)
- Travelers / InsuraMatch (ASPCA)
- Toto Pet Insurance
All brands of this underwriter in the directory
Sources
- https://wagmo.io/updates
- https://wagmo-static-prod.s3.us-east-1.amazonaws.com/documents/insurance_documents/sample_policies/Sample_Insurance_Policies.pdf
- https://www.nj.gov/dobi/division_consumers/insurance/pethealth.html
- https://coverager.com/pet-insurance-company-wagmo-raises-9-million/
- https://hr.uiowa.edu/node/14231