Healthy Paws Pet Insurance Utah Review

From Pet Insurance Wiki · last updated 11 Nov 2026 from public rate filings

Part of the Healthy Paws review · Pet insurance in Utah

Healthy Paws inUTUtahChange state
This page is a draft: we have not read Healthy Paws's Utah rate pages yet, so it has no price and only partial scores. Figures may be corrected; see the history.

Healthy Paws is underwritten in Utah by Westchester Fire Insurance Company.

Coverage

The Utah sample amendment restricts insurer cancellation after 60 days in force or at any time for a renewal policy to specified grounds; the base 90-day notice does not give an unrestricted cancellation right. It also adds late-notice protections, including a requirement for the insurer to show prejudice. The linked CPE separately addresses missing enrollment examinations and missing examination records; missing records can extend waiting. The base full-refund free look remains 30 days from the Policy Effective Date if no claim was submitted. These are dated samples; current enrollment, complete issued terms and prices remain unverified.

Scores in Utah

Without rate pages there is no lifetime cost, so Healthy Paws is not ranked in Utah. Scales with data:

A. Lifetime costno data
B. Age curveno data
C. Generosity (loss ratio)no data
D. Rate increasesno data
E. Price structureno data
F. Customer treatmentno data
Coverage (separate)no data

Price by age

Rate pages for Healthy Paws in Utah are not public or not yet read, so there is no price by age.

Rate filings

No filings recorded yet.

References

  1. 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology

History

  1. Added state cards from currently linked dated samples for New York, Oregon, Michigan, Nevada, New Hampshire, Indiana, Missouri, Utah, Maine, DC, Hawaii, Rhode Island and Louisiana, keeping state amendments, inconsistent sample terms and unknown enrollment availability. Updated New Jersey and Washington cards. Where the state disclosure lists three possible underwriters, the card no longer names one. Corrected the New Hampshire refund wording.
  2. The California underwriter is shown as not identified instead of falling back to ACE Property and Casualty; added BBB and Trustpilot ratings checked on 13 October 2026
  3. Corrected: added Florida filing 25-049230; moved the Florida waiting-period waiver out of the pros, since state law requires it of every insurer; removed an unlinked +14.6% figure; named S&P Global Market Intelligence as the source of the premium ranking; withdrew the Florida price-structure score until the rate pages are read
  4. First published: Florida filings 26-024890, 26-041673 and 26-041607, Florida disclosure PI-59918