Fetch Pet Insurance Arizona Review
Fetch is administered by Fetch Insurance Services, LLC and underwritten in Arizona by an insurer we have not identified.
Coverage
AXIS Insurance Company, Fetch's underwriter in California and Florida, has no pet filing in Arizona: Arizona does not require one. We have no Arizona document naming Fetch's underwriter, rates or policy form, so no price, waiting periods or coverage flags are shown.
Scores in Arizona
Without rate pages there is no lifetime cost, so Fetch is not ranked in Arizona. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for Fetch in Arizona are not public or not yet read, so there is no price by age.
Compared with other brands in Arizona
Monthly premium for the French Bulldog in Arizona at filed rates, before any future increases. Drag the slider to see what you pay at each birthday.
Filed rates: MetLife META-134597334. No rate pages read yet: ASPCA, Embrace, Fetch, Figo, Healthy Paws, Lemonade, Nationwide, Pets Best, Pumpkin, Spot, Trupanion.
All numbers: monthly premium by age, French Bulldog, none (filed rates)
| Age | MetLife |
|---|---|
| 0 | $186 |
| 1 | $169 |
| 2 | $169 |
| 3 | $169 |
| 4 | $172 |
| 5 | $215 |
| 6 | $258 |
| 7 | $322 |
| 8 | $398 |
| 9 | $455 |
| 10 | $527 |
| 11 | $610 |
| 12 | $707 |
| 13 | $743 |
| 14 | $778 |
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Clarified the California loss ratio: the 1.126 development factor applies to losses only (1.000 for defense and cost-containment expense), which gives 61.8%
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected the California loss-ratio statement: the +12.9% was set on the rate template's adjusted ratios (74.8%, 71.8%, 74.5%) for years ending 30 June, not on the raw 55-65% ratios. Marked the rate manual and the optional exclusion endorsements as California sources, clarified the prior-claims thresholds, the deductible options and the Florida 50-claim rule, and removed the pro about puppies and the age-at-inception factor.
- First published from California filing 25-2417 and the Florida sample policy GPTM 050 FL 1125 A