Pets Best Pet Insurance Arizona Review
Pets Best is administered by Pets Best Insurance Services, LLC and underwritten in Arizona by Independence American Insurance Company.
Coverage
Arizona does not require pet insurers to file rates or policy forms. The Arizona filings in SERFF that name Pets Best are older American Pet Insurance Company filings (SERFF APII-130630828 and APII-130676708); Independence American has no current Arizona pet filing. Pets Best's Arizona rates and policy form are therefore not public, so no price, waiting periods or coverage flags are shown.
Scores in Arizona
Without rate pages there is no lifetime cost, so Pets Best is not ranked in Arizona. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for Pets Best in Arizona are not public or not yet read, so there is no price by age.
Compared with other brands in Arizona
Monthly premium for the French Bulldog in Arizona at filed rates, before any future increases. Drag the slider to see what you pay at each birthday.
Filed rates: MetLife META-134597334. No rate pages read yet: ASPCA, Embrace, Fetch, Figo, Healthy Paws, Lemonade, Nationwide, Pets Best, Pumpkin, Spot, Trupanion.
All numbers: monthly premium by age, French Bulldog, none (filed rates)
| Age | MetLife |
|---|---|
| 0 | $186 |
| 1 | $169 |
| 2 | $169 |
| 3 | $169 |
| 4 | $172 |
| 5 | $215 |
| 6 | $258 |
| 7 | $322 |
| 8 | $398 |
| 9 | $455 |
| 10 | $527 |
| 11 | $610 |
| 12 | $707 |
| 13 | $743 |
| 14 | $778 |
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Stated that Florida approved the 2026 rates on 3 September 2026, a day after their 2 September effective date; put the 2023 amendment's deadlines in the past tense; clarified the source of the $51.4 million: it is APIC's 2024 California earned premium for Pets Best in filing 25-2461, where CDI 24-2140 is listed as that program's latest filing
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected after review: the 2026 Florida increase is now given as +24.4% for accident-and-illness coverage (+20.2% overall) against indications of +60.5% and +51.6%; added the first-year vet-exam discount; corrected the age-cap description, the legacy age table, the 2023 agreement amendment and the California filings
- Rewritten from the approved versions of filings 26-026451 and 26-022783: final 2026 increase, closed legacy block, Florida policy terms, open questions
- Draft page from filing IAIC 26-026451