Figo Pet Insurance Arizona Review
Figo is administered by Figo Pet Insurance, LLC and underwritten in Arizona by Independence American Insurance Company.
Coverage
Arizona does not require pet insurers to file rates or policy forms, and Independence American has no current Arizona pet filing in SERFF. Figo's Arizona rates and policy form are therefore not public, so no price, waiting periods or coverage flags are shown.
Scores in Arizona
Without rate pages there is no lifetime cost, so Figo is not ranked in Arizona. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for Figo in Arizona are not public or not yet read, so there is no price by age.
Compared with other brands in Arizona
Monthly premium for the French Bulldog in Arizona at filed rates, before any future increases. Drag the slider to see what you pay at each birthday.
Filed rates: MetLife META-134597334. No rate pages read yet: ASPCA, Embrace, Fetch, Figo, Healthy Paws, Lemonade, Nationwide, Pets Best, Pumpkin, Spot, Trupanion.
All numbers: monthly premium by age, French Bulldog, none (filed rates)
| Age | MetLife |
|---|---|
| 0 | $186 |
| 1 | $169 |
| 2 | $169 |
| 3 | $169 |
| 4 | $172 |
| 5 | $215 |
| 6 | $258 |
| 7 | $322 |
| 8 | $398 |
| 9 | $455 |
| 10 | $527 |
| 11 | $610 |
| 12 | $707 |
| 13 | $743 |
| 14 | $778 |
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected direct vet pay: the sample policy lets the owner have a claim paid to the vet. Limited the policy terms to the generic sample policy that Figo links for Florida, added its dental, behavioural, pre-existing, deductible and installment-fee terms, and marked the 53% loss figure as countrywide
- First draft from the Florida IRFS and California CDI filing lists, IAIC filings 25-613 and 25-046756, and Figo's published sample policy