Lemonade Pet Insurance New Jersey Review
Draft: This page is a draft: we have not read Lemonade's New Jersey rate pages yet, so it has no price and only partial scores. Figures may be corrected; see the history.
Lemonade is underwritten in New Jersey by an insurer we have not identified.
Coverage
The state regulator lists two Lemonade companies in New Jersey: Lemonade Insurance Company, which is not accepting new business, and Metromile Insurance Company, which writes the new policies. Existing customers may therefore be with a different company from new ones. We have not read a New Jersey policy form or rate filing, so waiting periods, enrollment ages and coverage are not recorded.
Scores in New Jersey
Without rate pages there is no lifetime cost, so Lemonade is not ranked in New Jersey. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for Lemonade in New Jersey are not public or not yet read, so there is no price by age.
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Corrected the Florida trend: the 12% a year is the net trend, claim costs growing faster than premium, not total cost growth
- Corrected from the filing texts: the approved Florida manual rates an unlimited limit (the online quote offered at most $100,000); the Florida age increase applies from age 9 and only at renewal; age ceilings by breed group; sources for the cured-condition rule and the California loss figures; added BBB and Trustpilot ratings checked on 13 October 2026
- Full review: added California filing 23-3248, the Florida rate history from filing 26-034247 and the pending Metromile form filing 26-042253
- Draft page from filing Lemonade 26-034247