Figo Pet Insurance New Jersey Review
Draft: This page is a draft: we have not read Figo's New Jersey rate pages yet, so it has no price and only partial scores. Figures may be corrected; see the history.
Figo is administered by Figo Pet Insurance, LLC and underwritten in New Jersey by Independence American Insurance Company.
Coverage
The state regulator lists Figo under Independence American Insurance Company. Figo's document page shows only its generic sample policy for New Jersey. We have not read a New Jersey policy form or rate filing, so waiting periods, enrollment ages and coverage are not recorded.
Scores in New Jersey
Without rate pages there is no lifetime cost, so Figo is not ranked in New Jersey. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for Figo in New Jersey are not public or not yet read, so there is no price by age.
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected direct vet pay: the sample policy lets the owner have a claim paid to the vet. Limited the policy terms to the generic sample policy that Figo links for Florida, added its dental, behavioural, pre-existing, deductible and installment-fee terms, and marked the 53% loss figure as countrywide
- First draft from the Florida IRFS and California CDI filing lists, IAIC filings 25-613 and 25-046756, and Figo's published sample policy