MetLife Pet Insurance Illinois Review
Draft: This page is a draft: we have not read MetLife's Illinois rate pages yet, so it has no price and only partial scores. Figures may be corrected; see the history.
MetLife is administered by MetLife Pet Insurance Solutions LLC and underwritten in Illinois by Metropolitan General Insurance Company.
Coverage
MetLife Pet sells in Illinois. Its website lists insurer disclosure documents for the states with a pet insurance law, but none for Illinois, and we have not read an Illinois policy form, so waiting periods, enrollment ages and coverage are not recorded. Illinois rates are not filed with the state.
Scores in Illinois
Without rate pages there is no lifetime cost, so MetLife is not ranked in Illinois. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for MetLife in Illinois are not public or not yet read, so there is no price by age.
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Clarified the 80% renewal cap in filing 25-2234: it limits a renewal increase for one year only, and any change to the policy cancels it. Corrected the Healthy Pet Incentive note: the policy sample and the visible FAQ give $50; only the FAQ's hidden search markup says "$25 or $50", and neither filing 25-2234 nor the Florida disclosure mentions the incentive.
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected the age rule for unlimited limits to the filing's "at inception" wording, added a source to every coverage fact, and explained the +41.4% indication, the 92.3% loss ratio, the family plan minimum premium and the employer group discount
- First draft from California filing 25-2234 and the Florida disclosure PET-DISC-2023