MetLife Pet Insurance Texas Review
Draft: This page is a draft: we have not read MetLife's Texas rate pages yet, so it has no price and only partial scores. Figures may be corrected; see the history.
MetLife is administered by MetLife Pet Insurance Solutions LLC and underwritten in Texas by Metropolitan General Insurance Company.
Coverage
MetLife's site says its pet insurance is issued by Metropolitan General Insurance Company. The only sample policy it posts is an Ohio sample, so Texas waiting periods and coverage terms are not recorded. Texas rates are not filed.
Scores in Texas
Without rate pages there is no lifetime cost, so MetLife is not ranked in Texas. Scales with data:
| A. Lifetime cost | no data |
|---|---|
| B. Age curve | no data |
| C. Generosity (loss ratio) | no data |
| D. Rate increases | no data |
| E. Price structure | no data |
| F. Customer treatment | no data |
| Coverage (separate) | no data |
Price by age
Rate pages for MetLife in Texas are not public or not yet read, so there is no price by age.
Rate filings
No filings recorded yet.
References
- 1.↑Pet Insurance Wiki, Rating methodology, version 1. methodology
History
- Clarified the 80% renewal cap in filing 25-2234: it limits a renewal increase for one year only, and any change to the policy cancels it. Corrected the Healthy Pet Incentive note: the policy sample and the visible FAQ give $50; only the FAQ's hidden search markup says "$25 or $50", and neither filing 25-2234 nor the Florida disclosure mentions the incentive.
- Added BBB and Trustpilot ratings checked on 13 October 2026
- Corrected the age rule for unlimited limits to the filing's "at inception" wording, added a source to every coverage fact, and explained the +41.4% indication, the 92.3% loss ratio, the family plan minimum premium and the employer group discount
- First draft from California filing 25-2234 and the Florida disclosure PET-DISC-2023